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The Co-operative Bank has been fined £113,000 for failing to handle payment protection insurance (PPI) complaints fairly. The bank had put a ‘significant proportion’ of its 1,629 complaints on hold in 2011 whilst the British Bankers Association’s ultimately unsuccessful High Court challenge to new Financial Services Authority measures was ongoing, the authority said today. This was despite the FSA making it clear to the industry at the start of 2011 that claims could be progressed normally while the judicial review was in progress. The FSA’s review of the complaints put on hold found that 100% of the cases could have been progressed. Tracey McDermott, the FSA’s director of enforcement and financial crime, said: ‘The FSA made it clear that firms must continue to process complaints where possible during the judicial review and we warned that enforcement action could be taken if this was not done. ‘Despite this warning Co-op put in place a policy that was likely to lead to complaints not being dealt with properly during the legal proceedings. ‘While nobody suffered any financial loss, Co-op’s actions meant that a significant number of people had the resolution of their valid complaints delayed for no good reason.’ The BBA’s legal challenge against new complaint-handling measures was dismissed by the High Court in April 2011. The rules were intended to trigger improvements in the way customers were treated when complaining. Between the new measures being introduced and October 2012, £7.5bn was paid out in redress by financial institutions for mis-sold PPI.
The Ministry of Justice has fast-tracked its review of whiplash reforms amidst concerns that its policies are being undermined by a new procedure for diagnosing injuries.Justice minister Lord Faulks today announced an immediate analysis of the new MedCo system which created a panel of doctors to handle whiplash cases.A review had been scheduled to take place in September – only after six months of useable data were available. The system went live on 6 April.But instead the assessment will start immediately. It follows the raising of concerns about medical reporting organisations submitting multiple applications for inclusion on the panel.Faulks said: ‘Since the portal went live on 6 April 2015, issues relating to a number of new business practices within this sector have emerged which have the potential to undermine the government’s policy objectives and public confidence in the MedCo portal.’The review will ask all parties involved in the personal injury sector to comment on whether MedCo is maintaining competition in the market. Evidence will be gathered to see whether changes are needed to the portal or to the framework of rules underpinning it.A report with recommendations for action, if required, will be published in the autumn.The MoJ went public last month with concerns about large MROs registering multiple companies for diagnosis panels.Solicitors are, in theory, able to choose from one top-tier provider and six second-tier providers in selecting a medical expert to diagnose their client. The scheme is designed to take away financial links between lawyers and experts, while at the same time ensuring injured people have a choice of doctor.In a statement published on the MedCo website, the MoJ said the practice of established high-volume MROs registering multiple new smaller MROs prevents users from choosing from a range of unconnected experts.Any company which has applied for tier-one status must show the ability to process at least 40,000 reports a year.Rob Cummings, manager, general insurance at the Association of British Insurers (ABI), said: ‘The ABI welcomes the Ministry of Justice’s call for evidence on MedCo. As the MoJ have previously made clear, the unanticipated gaming behaviour of some organisations within the system has had the effect of undermining the policy objectives of MedCo. Potential changes to the system that limit these kinds of behaviour and help produce better outcomes for claimants need to be explored.’
SERBIA: Drilling of the 1 156 m long second bore of the Čortanovci tunnel was completed with a breakthrough ceremony on June 5. The 1 086 m first bore had been holed through on April 3.Under construction since August 2017, the Čortanovci tunnel and an adjacent 2 913 m double-track viaduct will form the centrepiece of a major reconstruction and realignment of the 40.5 km Stara Pazova – Novi Sad section of the Beograd – Subotica – Kelebia main line. The US$337·6m project is being undertaken by RZD International and financed through a Russian loan.Services over the line were suspended last year and are not expected to resume until 2022.Read more about RZD International’s work in Serbia in the July 2019 issue of Railway Gazette International magazine.
Andrew Earlham’s (Ioan Gruffudd) killer was finally revealed on tonight’s episode of Liar, the series 2 finale.If you want to avoid spoilers for Liar, stop reading now.Ollie (Sam Spruell) was late to meet Andrew, who wasn’t very happy. Andrew handed over a flash drive to Ollie and told him that it contained files about Rory’s (Danny Webb) son Greg (Jack Colgrave Hirst). Ollie expressed his panic about being caught up in the middle of Andrew’s plans, and Andrew reinforced that he wanted to frame Laura for his murder and fake his death.Growing tired of being controlled, Ollie pointed out that he could kill Andrew and that would end the nightmare. Andrew told him that he’d made arrangements to ensure the video came out and Ollie threw him up against the shipping container wall.Laura and Katy (Zoë Tapper) tried to bribe the receptionist at Ollie’s hotel and they discovered that he had checked out. They also learned that Luke had visited Ollie before he left the hotel.The sisters paid Luke a visit and he was burning his father’s belongings. They asked him for details about Ollie to try and find out his identity. Luke explained that he’d had a call from Ollie asking to meet so he could share information about his mother’s death. When Luke arrived for the meeting, he said no one was there.As Luke refused to co-operate, he continued burning Andrew’s belongings and Laura advised him to leave his father’s actions in the past. Luke apologised to Laura on behalf of his father and she told him he had no need to. As they left, Luke called Ollie and told him that Laura and Katy were looking for him. We then saw that Ollie was the headmaster at a school.Credit: Two Brothers Pictures / ITVChatting in the car, Katy suggested that Luke might have killed his own father. They then reminisced about a boyfriend Laura had when she was a teenager and Katy revealed that she’d dobbed her sister in to their father, causing her to be grounded for 9 months. Katy apologised for hurting her sister and the two seemingly reconciled. They saw Luke come out of his house and Laura and Katy went inside to investigate, finding keys under a garden gnome.In the garden they searched through the boxes of Andrew’s things and found a magazine with a picture of Andrew and Ollie, finally learning his true identity.Jumping back to Andrew and Ollie in the shipping container, Andrew asked Ollie to pick up his car, which had his money in it. Andrew assured him if he did this last thing, he would be free. We then saw Ollie pick up Andrew’s car key and go to check on Luke, who had been discharged.Laura called Vanessa (Shelley Conn) to ask her for a favour and they were parked outside of an airport. Vanessa met with Karen (Katherine Kelly), who reminded her that she was already in a lot of trouble.Returning to Andrew and Ollie, Ollie delivered the car and the money as Andrew created a crime scene inside the shipping container. Ollie had a knife in his hand, which we were made to think he was going to use on Andrew but he actually gave it to him as a murder weapon. Ollie then told Andrew that Luke had been discharged from hospital. Andrew didn’t believe him so he Ollie told him to call him.Karen waited outside Luke’s house and when he returned she spoke to him about a call he’d received on the night his Dad died. Luke claimed that he didn’t remember who the call was from and Karen asked if he’s seen his father before he was murdered.We saw Luke meeting his father on a basketball court. Andrew tried to hug him but Luke pushed him away. Andrew tried to claim that people were trying to turn him against him and Luke became angry, telling his father that he wanted to hear him tell the truth. Andrew still lied to his son’s face and Luke became more agitated. Luke told Andrew that he is the one that should be dead. Andrew offered him the knife that Ollie gave him and told him to kill him as he couldn’t live with his son not believing him.Credit: Two Brothers Pictures / ITVLuke didn’t share any of that information with Karen and returned to his home, watching her leave through the front window.Continuing on their mission, Laura and Katy tracked Ollie down to the school that he worked in. They walked straight into his office and Ollie pretended not to know who Laura was. Laura told Ollie that Rory and Greg were going to turn themselves in and she warned him that he was going to be found out.Laura grew increasingly agitated but Ollie refused to admit to anything. He opened his office door and told them to leave before he called the police. Before she left, Laura said she was looking forward to seeing his world fall apart. Laura’s claims rattled Ollie and he called Greg threatening him if he turns himself in.It was then revealed that Ollie blackmailed Greg to force Rory to switch the sat nav in Laura’s car. Ollie offered Greg the money from Andrew and it was then revealed to the viewer that Rory and Greg had come clean to the police, and the call was being tracked. Karen called Laura and it turned out that they had been working together.The police arrived to arrest Ollie for blackmailing a police officer. Laura and Katy watched as he was taken away and put in a police car. They embraced as Laura broke down, believing that her nightmare was finally over.At the police station Ollie refused to talk and Karen told him she wanted to know about his meeting with Luke. We saw the meeting unfold as Ollie told Luke that there was a recording of Luke’s mother. Karen revealed that Luke contacted her to tell her what had happened. Ollie continued to plead with Luke to destroy the recording and Luke agreed to look for it. Karen told Ollie that Luke didn’t believe what he’d been told and he found the recording, which was of Ollie, and he handed it over to the police.Ollie tried to deny it and Karen told him that it was motive enough to arrest him for Andrew’s murder. But did he actually do it?Credit: Two Brothers Pictures / ITVNews of Ollie’s arrest broke on the news. Laura and Katy shared a drink together in a pub and the sisters finally reconciled. Laura turned the conversation to Liam and Katy admitted that she didn’t get to choose what happened to their marriage.Vanessa visited Rory and told him that the charges against Laura had been dropped. Rory admitted he’d done the right thing too late and pondered how much time he would serve for his actions. He apologised to Vanessa for undoing all the good they had done when they were partners but he said he would do the same again to protect his son. Rory invited Vanessa inside for a drink and she accepted.Laura spotted Karen outside the pub and went to speak with her. Karen was smoking and asked Laura if she had time for a stroll before revealing that she knew what had happened to Andrew. She told Laura that she believed Ollie had murdered Andrew because he had leverage over him.Karen then dropped the bombshell that she still thinks Laura was the person who killed Andrew. We then saw Ollie and Andrew at the boat yard looking for Laura’s car. Andrew located her car key and drugged a bottle of water in her back pack. Ollie told Andrew that Laura’s car wasn’t there and Andrew persuaded him to go to Laura’s house.As Andrew waited in his car, he spotted Laura going to get her things and she noticed that something seemed off. She took out the bottle of water and started to drink it. Andrew got out of the car and found her passed out on the floor. He dragged her and it was revealed she was faking it. She attacked him with a knife and the two had a brutal fight. Andrew chased her with the knife and dropped his car key.The chase took them into the foggy marshes and Laura hid under a bridge in the water. Andrew ran over the bridge and shouted when he thought she’d got away. Returning to the bridge and shouting for Laura, he continued to search for her. As Laura tried to run away, Andrew found he and they fought once again. Laura fought him off and as she lashed out with the knife, she slashed his throat.As Andrew staggered around, Laura just stood and watched until he fell into the water. Leaving him, she ran away.Credit: Two Brothers Pictures / ITVKaren told Laura that Ollie had told her he found the car key and found evidence of a fight between Laura and Andrew. Ollie had planted the key at Laura’s house. Laura pointed out that Karen had no evidence against her and Karen told her she should have called the police after what happened on the marshes. Karen told Laura that murdering someone will stay with her and asked how she lived with the nightmares.Laura highlighted how much damage and destruction Andrew had caused and we saw all of the people involved returning to their lives with Katy and Liam looking to have resolved their differences. Karen told Laura she would be stepping away from the case, leaving Laura speechless and alone on the beach.That night Laura met with Ian (Kieran Bew) for a date. She got emotional as she tried to explain what she’d done but Ian suggested he already knew and told her he didn’t need to know. The two turned over a new leaf as they decided to restart their relationship.Read our Liar series 2 episode 1 recapRead our Liar series 2 episode 2 recapRead our Liar series 2 episode 3 recapRead our Liar series 2 episode 4 recapRead our Liar series 2 episode 5 recapLiar is available to watch now on the ITV Hub.
The Xbox Live Games with Gold for April featured a great selection of free titles for Xbox Live Gold and Xbox Game Pass Ultimate subscribers. Our pick of the bunch in April was the excellent Project CARS 2.The Xbox Games with Gold for May 2020 have now been announced and as expected they will be available from 1st May. The selection on offer is excellent and includes a mix of titles to satisfy all types of gamers. On Xbox One, subscribers can download a copy of V-Rally 4 all month. Then, from 16th May – 15th June Warhammer 40,000: Inquisitor – Martyr will also be available.On Xbox 360 (and Xbox One via Backward Compatibility) players can download a copy of the classic Sensible World of Soccer from 1st May until 15th May. This will then be switched to Overlord II for the remainder of the month.Even if you own a physical copy of the games on offer it’s still well worth grabbing the free digital copy. You could then pass your physical copy on to a friend or trade it in as you will no longer need the disc to play.Remember that you can still add all the games to your Xbox Live account even if you don’t own both an Xbox 360 and Xbox One. Also all these games will be playable on Xbox Series X when that launches later this year.EF Games will bring you news of the Games with Gold titles for June 2020 towards the end of May. While you’re waiting for the games for May to arrive don’t forget to download copies of the remaining games for April before they disappear. Let us know what you think of the selection this month via our Twitter and Facebook pages. Remember to give us a Follow or a Like while you’re there!
–Ads– When it comes to building custom bikes, you either go hard or go home. But for German custom builder Chris Zernia, he has taken that saying quite literally with his custom Honda CX500 that features a custom-crafted stone bodywork.The builder who has a strong fondness for basalt rocks built this custom Honda CX500 for a building competition organised by German publication Custombike. Called “Build da Fukker”, the contest had only two rules one, the budget cannot exceed €5,000, and, second, the final machine has to be functional.While it doesn’t seem so, basalt is in fact quite heavy as it is a dense volcanic stone. Builder Chris used basalt to create the custom headlight cover, gas tank, seat, number plate and foot rests. As a result, an additional 130kg was into the bike’s overall weight of 350kg.The added weight from the stone bodywork did prompt Chris to take extra measures with the chassis by reinforcing it with additional steel tubing. Also beefed up were the suspension, with Chris using the front forks of a Honda VT600 and rear shocks from a Harley-Davidson Dyna.According to its builder, this custom Honda CX500 and its stone bodywork rides normally. However, the absence of front brakes does mean that one will need to be exceptionally brave to ride around with this rocking – literally! – custom bike around indeed.Notably, Chris Zernia also said that he wasn’t done with customising bikes using stones. His next project will reportedly be an old Harley-Davidson 1100 Sportster, which will he aptly christen as the Rolling Stone. German custom builder crafts unique stone bodywork for his custom Honda CX500.
Share Blake Barber drove in the game winning run in UWF’s win over UWA (Photo by Bill Stockland) Argos Split Pair of Extra Innings Contests With Tigers PENSACOLA, Fla. – The West Florida baseball team split Saturday’s double header with Gulf South Conference opponent West Alabama. Both games were extra inning affairs with the Argonauts taking game one 3-2 and falling in game two 4-3. After the split, UWF is now 27-13 overall and 7-9 in conference play.Game one was a traditional pitcher’s duel. Both starters worked into the ninth inning of the extra inning ball game. The Tigers struck first in the top of the third inning on a RBI base hit by Ladarrius Cole followed by a fielding error by Andrew Rodriguez (Key West, Fla./Miami Dade College (Key West HS) to put UWA on top 2-0. UWF cut into the Tigers lead in the bottom half of the inning taking advantage of back-to-back wild pitches to score Taye Larry (Panama City, Fla./Wallace State CC-Dothan (Mosley HS), 2-1.West Florida tied the game, 2-2, in the bottom of the sixth on a RBI groundout by Bill O’Connor (West Palm Beach, Fla./Broward College (Wellington & American Heritage HS). In the bottom of the tenth inning Leo Lamarche (Miami, Fla./Wallace State CC-Dothan (Krop HS) and Garrett Flynn (Davie, Fla./Sagemont Upper School) ripped back-to-back singles to put runners on the corners with no one out. The next batter, Blake Barber (LaGrange, Ga./Shelton State CC (Troup HS), drove in the game winning run with a sacrifice fly to left field to give UWF the victory 3-2.Josh Tanski (Apopka, Fla./Pensacola State College (Lake Brantley) got the start for UWF on the hill and threw a gem. The southpaw allowed one earned run on nine hits in 8.1 innings of work. Bobby Parker (Tallahassee, Fla./Alabama Southern CC (Lawton Chiles HS) came on in relief to toss 1.2 perfect innings grabbing his second win of the season. UWA’s Barry Meeks also threw well in his start allowing two runs on four hits while striking out nine. The Tigers Matt Betts received the loss allowing one run on two hits in 0.1 innings of work.In game two the Tigers wasted no time putting a run on the board in the first inning with a two out single by D.J. Turo. UWF answered back in the bottom half of the inning taking the lead, 2-1, on a throwing error by the third baseman and a RBI groundout by Josh Huggins (Bay Minette, Ala./Faulkner State CC (Baldwin County HS). UWA regained the lead in the second, 3-2, scoring their first run of the inning on a RBI groundout by Tyler Richburg and the second on a UWF wild pitch. The Argos knotted the game at three in the bottom of the sixth inning on a RBI double by Max St. Hilaire (Largo, Fla./St. John’s River State College (Largo HS). In the top of the eighth the Tigers broke the tie scoring the go ahead run on a RBI single up the middle by Turo. The Argos would go in order in the bottom half of the inning as UWA would hold on to take game two, 4-3.Jake Stephens (Marietta, Ga./Northwest Florida State College (Lassiter HS) got the start on the mound for UWF and allowed three runs on five hits while fanning four. Parker would follow in relief and tally his first loss of the season surrendering one run on two hits in one inning. UWA’s Jeremy White picked up the win in relief tossing 2.2 shutout and hitless innings. .West Florida will look to take the series as the play game three tomorrow against the Tigers at 2 p.m. For information on all UWF Athletics, visit www.GoArgos.com. Print Friendly Version
SYDNEY – Australia went on high alert Thursday after quarantine authorities identified three thoroughbred stallions showing flu symptoms, local media reported. A total of 50 horses are being kept in quarantine until they can be cleared, the Australian Broadcasting Corp. reported. The development follows an outbreak of equine influenza in Japan last week which has thrown into doubt whether last year’s first- and second-place winners of Australia’s biggest horse race, the Melbourne Cup, will compete this year. GET THE BEST OF THE JAPAN TIMES IN FIVE EASY PIECES WITH TAKE 5
“I was nervous but it was fun,” the 22-year-old Narasaki said. “I got really confident after barely winning the last round. I felt I had a chance (during the third problem) so I thought I absolutely had to climb up. I want to win the world championships.”Czech climber Adam Ondra relinquished his spot atop the bouldering rankings and landed in second overall after finishing fifth on Saturday.In the women’s competition, Japan’s Akiyo Noguchi claimed second in the final and second overall, while Slovenia’s Janja Garnbret, who was already crowned the women’s overall champion, ended the season perfect with her sixth straight win.France’s Fanny Gibert took third in the women’s bouldering final, while Japan’s Miho Nonaka and Mao Nakamura finished fourth and sixth, respectively. sport climbing, Tomoa Narasaki, bouldering World Cup GET THE BEST OF THE JAPAN TIMES Tomoa Narasaki competes during the men’s bouldering final of the International Federation of Sport Climbing World Cup on Saturday in Vail, Colorado. Narasaki took second place in the event to win the overall series. | AP KEYWORDS RELATED PHOTOS VAIL, COLORADO – Tomoa Narasaki finished runner-up at the final bouldering World Cup event of the season on Saturday to earn his second overall title in three years.Narasaki, the 2016 overall and world champion, placed second behind compatriot Yoshiyuki Ogata in the final in Vail, Colorado. Ogata topped a World Cup podium for the first time to finish the season in third overall. IN FIVE EASY PIECES WITH TAKE 5